OK, so you get your paycheck and before you even begin to pay your bills it has shrunk to the point that you wonder if there was a mix up in payroll. After the initial shock has worn off, you sit down with that stack of IOU’s, because that is basically what they are, and sort out how to divvy up the cash. If you are one of the lucky ones, you might have some left over. Now comes the million dollar question….. WHAT TO DO WITH IT? Here is where I come in. No, I’m not asking for it (although there are plenty of people who would)! I’m simply asking you to let me help you get what you want financially out of life.
Interested? So you are probably thinking that there isn’t anything left. If this is the case then the first step is to make a commitment to yourself to set some goals and stick with it. YES, this will be HARD WORK., but well worth it. Don’t know where to begin? We will get to that. The second step is to analyze where your money goes and make some decisions on what you need and what you don’t. I know, it all seems necessary. Trust me when I say it isn’t. I’ve been there. I even have a ”needs vs. wants” table to help you out. Once those two things are done the fun can begin.
What fun you ask? The fun of deciding what to do with what is left and how to get more with what you have. This is where a “decision making” grid helps a lot. So let’s take one step at a time. The next blog will speak directly to setting goals. And of course, if you have any questions, comments, or concerns, I encourage you to post them so I can respond. Have a great day.