Lets face it. We live in a society of instant gratification. No one likes to wait for the things they need or want. Least of all me. So with that said, how do most people satisfy their desires when the cash in there pocket has taken a short vacation? One word: Credit.
Credit can be a very powerful tool to help you achieve your financial goals. But like any powerful tool, you better understand how it works, or you can quite literally knock your financial foundation out from under you.
In this section we will talk about the basics of credit, what it means, the different types of available, how to see what the real “cost” of your purchase, and where credit can either help or hurt you when striving to reach your fiscal goals.
Knowing the cost of credit is just one part of the puzzle. We will also discuss how to read your credit report and what your score means. Lastly, we will go over your rights as a consumer. Ready? Lets begin.
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